Ink Business Cash
5% on office supplies & telecom, 2% gas/dining, 1% else
Annual fee: $0
Apply now →For small business owners
Stop leaving cash back on the table.
Most small business owners earn 1% on everything. With the right card stack, you could be earning 2–5x more — on spending you're already doing.
2–5x
more cash back with the right stack
$2,400+
avg. extra earnings on $100K spend
$0
cost to optimize your card stack
The Cash Back CFO Method
Three steps to earning more on every dollar.
01
Map your spending
See where your business money actually goes — most owners are shocked.
02
Build your card stack
Match the right card to each category. Two or three is usually all you need.
03
Earn on autopilot
Your optimized stack does the work. Cash back compounds while you run your business.
Editor's stack
Our top picks for small business owners.
Affiliate disclosure applies — we may earn a commission if you apply through our links, at no cost to you.
Amex Blue Business Cash
2% flat on all purchases (up to $50K/yr), 1% after
Annual fee: $0
Apply now →Capital One Spark Cash Plus
5% on hotels & rental cars (via portal), 2% everything else
Annual fee: $150
Apply now →The gap
How much are you leaving behind?
Drag the sliders. Watch the gap. That number is real money you could be earning back — without spending an extra dollar.
Try the full calculator →$10,000
1.0%
Currently earning
$1,200/yr
Optimized stack earns
$3,600/yr
Want to know exactly which cards to use? Get the free blueprint →
✓
Built by a small biz owner
Not a bank. Not a blog network.
✓
No fluff
Only cards worth carrying.
✓
Always current
Rates and bonuses updated regularly.
✓
Transparent
Every affiliate link is disclosed.
Ready to stop leaving money behind?
Get the free Small Business Cash Back Blueprint — takes 10 minutes to read, saves you thousands a year.